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Flexible Equipment Financing for Your Business

Businesses across the U.S. increasingly turn to equipment financing as a smart way to acquire the tools they need to grow while keeping their cash available for other critical priorities. Managing cash flow effectively is essential for success, and financing provides a practical way to secure necessary equipment without overextending your resources.

CE Restaurants offers tailored financing options to suit your business, whether you're just starting or looking to expand an established operation. Our goal is to help you access the equipment you need, enabling your business to thrive while maintaining financial flexibility.

Start building your future today with financing solutions that align with your goals and your budget.

Save Your Money

Invest in growth while keeping your budget intact

Lease-to-Own Equipment

Own your equipment over time while keeping monthly costs low

Low Monthly Payments

Break down large expenses into manageable, fixed payments

Fast & Easy Approval

Hassle-free financing that gets you up and running faster

Tax Benefits & Deductions

Maximize savings while upgrading your restaurant

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Flexible Financing Options

Choose the option that fits your needs best and apply—it's quick and simple!

Pre-Funding/Up to 100%

  • Fast credit decisions
  • Support for companies with challenging credit histories
  • Tax Benefits
  • 12 to 60 month terms available
  • Easy electronic documentation

Financing for New and Used Kitchen Equipment

We understand the catering and hospitality industry's value in high-quality, second-hand equipment at competitive prices, even though many lenders hesitate to provide financing for pre-owned items.

Our financing options cover both new and used kitchen equipment, whether you’re buying from a dealer, an auction, or a private seller.

For those purchasing multiple items, bundling them into one financing package is a smart choice. It streamlines your payments, leaving you with a single monthly repayment instead of managing multiple ones.

We go the extra mile to secure the most competitive Quotes for you.

FAQs

When it comes to running a successful restaurant, having the right equipment is paramount. From ovens and refrigeration units to mixers and food prep stations, the quality and functionality of your equipment can significantly impact your operations. However, purchasing restaurant equipment outright can be a daunting financial challenge, especially for small business owners or those just starting out. This is where financing comes into play, offering a smart and strategic solution for acquiring the necessary tools to grow your business. Let's explore the extensive benefits of financing restaurant equipment.

1. Preserve Cash Flow

Cash flow is the lifeblood of any business, especially in the restaurant industry where operational costs can be high. Financing equipment allows you to spread the cost over manageable monthly payments rather than making a large upfront investment. This helps preserve your cash flow for other essential expenses, such as payroll, inventory, marketing, or unexpected emergencies.

2. Access to High-Quality Equipment

Financing provides the opportunity to invest in high-quality, reliable equipment that might otherwise be out of budget. By financing, you can ensure that your restaurant operates efficiently and meets industry standards, reducing the risk of equipment breakdowns that could disrupt your business.

3. Stay Competitive with the Latest Technology

The restaurant industry is constantly evolving, and staying competitive often requires adopting the latest equipment and technology. Financing allows you to upgrade or acquire cutting-edge tools, such as high-efficiency ovens, digital POS systems, or advanced refrigeration units, without the financial burden of upfront costs.

4. Improve Budgeting and Financial Planning

Financing restaurant equipment creates predictable monthly expenses, making it easier to budget and plan your finances. Unlike large one-time purchases, monthly payments are consistent and can be accounted for in your operational costs.

5. Tax Benefits

Financing restaurant equipment can come with tax advantages. In many cases, the interest on your financing agreement and the depreciation of the equipment can be deducted as business expenses, reducing your overall tax liability. Always consult with a tax professional to understand the specific benefits for your business.

6. Quick and Flexible Approval Processes

Many financing options are designed to cater to the fast-paced nature of the restaurant industry. Approval processes are often quick, allowing you to acquire the equipment you need without delays. Additionally, financing plans can be tailored to suit your specific needs, whether you’re looking for a short-term or long-term agreement.

7. Build Business Credit

Consistently making on-time payments on your financing agreement can help build your business’s credit profile. A strong credit history opens the door to better financing terms and opportunities in the future, which can be invaluable as your restaurant grows.

8. Protect Against Depreciation

Restaurant equipment, like most assets, depreciates over time. By financing rather than purchasing outright, you avoid tying up significant capital in an asset that will lose value. This can be particularly advantageous when planning for future upgrades or replacements.

9. Simplify Expansion Plans

For restaurant owners looking to expand or open additional locations, financing offers a scalable solution. Rather than draining resources on equipment purchases, you can allocate funds to other critical areas such as marketing, hiring, or interior design, ensuring a smoother expansion process.

10. Minimize Risk

Financing allows restaurant owners to test new concepts or menu items with less financial risk. For instance, if you’re considering adding a pizza section to your menu, you could finance a pizza oven to gauge its success before committing to a large investment.

11. Increase Overall Profitability

By leveraging financing, restaurant owners can use the money saved on upfront costs to generate revenue. Investing in marketing campaigns, improving customer experiences, or training staff are just a few ways to boost profitability while still acquiring the necessary equipment.

12. Options for All Business Sizes

Whether you’re a mom-and-pop shop or a large chain, financing options are available for businesses of all sizes. From flexible lease-to-own agreements to loans specifically designed for restaurant equipment, you can find a plan that aligns with your financial goals.

13. Specialized Financing for Restaurant Equipment

Many financing companies specialize in restaurant equipment, understanding the unique needs and challenges of the industry. These lenders often offer tailored solutions, such as deferred payment plans or seasonal payment options that align with your restaurant’s busy periods.

Financing restaurant equipment is more than just a financial tool—it’s a strategic investment in the success and growth of your business. By preserving cash flow, enabling access to high-quality equipment, and offering tax advantages, financing empowers restaurant owners to operate efficiently and competitively. Whether you’re opening your first location or expanding an existing concept, exploring financing options can help you achieve your business goals while minimizing financial stress.

At CE Restaurant Concepts, we understand the importance of reliable equipment and the role it plays in your restaurant’s success. That’s why we offer financing solutions tailored to the food service industry. Contact us today to learn how we can help you bring your restaurant vision to life!